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Hari Prasad, E.
- Non-Performing Assets-A Study of Scheduled Commercial Banks in India
Abstract Views :430 |
PDF Views:125
Authors
Affiliations
1 Dept. of Business Management, Vaageswari College of Engineering, Karimnagar, Telangana, IN
2 Kakatiya University, Warangal, Telangana, IN
1 Dept. of Business Management, Vaageswari College of Engineering, Karimnagar, Telangana, IN
2 Kakatiya University, Warangal, Telangana, IN
Source
Review of Professional Management- A Journal of New Delhi Institute of Management, Vol 15, No 2 (2017), Pagination: 26-36Abstract
Banking sector is the back bone of nation’s economy. In India, banking sector is playing a vital role in economic development of by providing the required finance to various sectors. One of the primary functions of banks is lend money. Banks create credit to extend financial assistance in the form of business loans, agricultural loans, vehicle (automobile) loans, housing loans, personal loans etc. This lending process results credit risk to banks and then lead to non-performing assets (NPAs). These NPAs increase the carrying cost and adversely affect the profitability of banks and finally show negative impact on banks’ net worth. The present paper is aimed to study the performance of public sector in India with reference to their NPAs.Keywords
Public Sector Banks, Gross NPAs, Net NPAs Economic Development, Capital Adequacy.References
- Ahmad, Z., & Dr. M. Jegadeshwaran. (2013). Comparative Study on NP Management of Nationalised Banks. International Journal of Marketing, Financial Services & Management Research, 2 (8), 66-78.
- Bhavani Prasad, & D.Veena. (2011). NPAs Reduction Strategies for Commercial Banks in India. IJMBS, 1 (3), 47-53.
- Gupta, D. K., & Gautam, P. (2017). Non Performing Assets (NPAs) - A Study of Punjab National Bank. International Journal of Science Technology and Mangement, 6(1), 694-704.
- Mahajan, D. P. (2014). Non Performing Assets: A Study of Public, Private & Foreign Sector Banks. Pacific Business Review International, 7 (1), 9-16.
- Samir, & Kamra, D. (2013). A Comparative Analysis of Non- Performing Assets (NPAs) of Selected Commercial Banks in India. Opinion: International Journal of Management , 3 (1), 68-80.
- Singh, V. R. (2016). A Study of Non-Performing Assets of Commercial Banks and it’s recovery in India. Annual Research Journal of SCMS , 4, 110-125.
- Yadav, S. (2014). NPAs: Rising Trends and Preventive Measures in Indian Banking Sectors. International Journal of Advance Research in Computer Science and Management Studies , 2 (1), 129-141.
- Zafar S.M.Tariq, M. A. (2013). Non-Performing Assets and its Impact on Indian Public Sector Banks. International Journal of Marketing, Financial Services & Management Research , 3 (2), 68-87.
- www.rbi.org.in
- http://bankingscenario.in/study-of-non-performing-assets-of-commercial-banks-in-india/
- http://indianmoney.com/how/what-is-the-maincausefor-an-increase-in-non-performingassetsof-banks.
- http://www.firstpost.com/business/explained-in-5-charts-how-indian-banks-big-npa-problem-evolved-over-years-2620164.html.
- http://economictimes.indiatimes.com/markets/stocks/news/new-rbi-guidelines-on-stressed-assets-give-banks-a-breather/articleshow/54689063.cms
- http://www.indianeconomy.net/splclassroom/145/what-is-stressed-assets.
- https://www.bloombergquint.com/markets/2017/08/30/live-sensex-nifty-open-higher-ujjivan-finance-jumps-after-rbi-nod
- http://www.livemint.com/Opinion/8ISpQAo5B5Twan0fkPw46J/The-severity-of-the-NPA-crisis.html
- https://www.bloombergquint.com/global-economics/2017/06/30/financial-stability-report-rbi-gross-bad-loan-ratio-may-rise-march-2018-macro-stress-test.
- http://www.livemint.com/Industry/mEMWOnNc3myqhcJO9C0mcJ/201617-in-review-Asset-quality-worsens-at-banks.html
- Impact of Foreign Trade on Indian Economy–A Study
Abstract Views :239 |
PDF Views:0
Authors
Affiliations
1 Department of Business Management, Vaageswari College of Engineering, Karimnagar, Telangana, IN
2 Kakatiya University, Warangal, Telangana, IN
1 Department of Business Management, Vaageswari College of Engineering, Karimnagar, Telangana, IN
2 Kakatiya University, Warangal, Telangana, IN
Source
Journal of Commerce and Accounting Research, Vol 7, No 4 (2018), Pagination: 21-30Abstract
This paper evaluates the trend pattern of India’s Foreign Trade during the pre- and post-liberalization periods. Further, the study is mainly based on the secondary data collected from published sources. To study the impact of the foreign trade, data relating to the Gross Domestic Product (GDP), one of the most important economic indicators, has been collected for the period of 54 years that include pre- and post-liberalization periods. For analysis, statistical tools like multiple regression method, ANOVA, and Durbin Waston autocorrelation tests are applied. The results revealed that country’s foreign trade increased consistently during pre- and post-liberalization periods, but it increased more during the post-liberalization period compared to pre-liberalization period. During the study period, the growth rate of imports was more than the growth rate of exports. This led to deficit in the balance of payment of the country. The volume of trade and GDP has been increasing year by year. A positive and increasing trend during the period of study has also been observed.Keywords
Foreign Trade, Exports, Imports, Economic Development, Foreign Trade Policy.References
- Anne Krueger, O. (2008). The role of trade and international economic policy in Indian economic performance. Conference on the New India, Sixth Asian Economic Policy Review, 3, 266-285. Tokyo: Japan Center for Economic Research.
- Misra, D. P., Jenu, A. B., & Shil, N. C. (2011). India’s foreign trade during liberalization era: An assessment. Journal of International Economic Review, 4(1), 39-50.
- Bharati, & Shruti, K. (2016, Feb.). The Impact of foreign trade policy 2015-2020 on inclusive growth of India. International Journal of Science and Research (IJSR), 5(2), 1960-1962.
- HariKumar, A. (2014, March). Changing phases of the India’s international trade before and after liberalization period. International Journal of Application or Innovation in Engineering & Management (IJAIEM), 3(3), 72-76.
- Kaur, A. (2012, October). Pattern of India’s foreign trade in pre and post reforms era: An empirical investigation. International Journal of Advancements in Research & Technology (IJOART), 1(5), 1-30.
- Mehta, S. N. (2015, March-April). Impact of new economic policy on India’s foreign trade. International Journal for Research in, 4(3), 47-55.
- Singh, A. P. (2014, October). Performance of foreign trade in India in the post liberalisation era. International Journal of Humanities Social Sciences and Education (IJHSSE), 1(10), 11-17.
- http://www.firstpost.com/business/25-years-of-liberalisation-a-glimpse-of-indias-growth-in-14-charts-2877654.html
- https://en.wikipedia.org/wiki/Foreign_trade_of_India.
- Digital Payments in Indian Banking Sector-A Study
Abstract Views :202 |
PDF Views:146
Authors
Affiliations
1 Associate Professor, Dept. of Business Management, Vaageswari College of Engineering, Karimnagar, Telangana, IN
2 Professor (Emeritus), University College of Commerce and Business Management, Kakatiya University, Warangal, Telangana, IN
1 Associate Professor, Dept. of Business Management, Vaageswari College of Engineering, Karimnagar, Telangana, IN
2 Professor (Emeritus), University College of Commerce and Business Management, Kakatiya University, Warangal, Telangana, IN
Source
Review of Professional Management- A Journal of New Delhi Institute of Management, Vol 17, No 1 (2019), Pagination: 84-91Abstract
The Indian banking sector has undergone several changes and recorded a remarkable growth since liberalization. With the development of technological innovations in the banking sector, new regulations along with increasing needs of customers, the banking sector is facing challenges. Indian banking sector has been introducing new technology enabled operations to satisfy its customers. The present paper is aimed to study the technological innovations introduced in the banking sector for digital payments which made easy for payments and settlements of banks as well as customers. Demonetization of rupee was expected to increase in digitalization of payments and settlement systems in India. This study uses monthly data to study degree of digitalization of banking system in both pre and post demonetization periods . The paper considers four forms of digital transactions over the period 44 months (22 months for pre-demonetization (Jan. 2015 to Oct. 2016) and 22 months for post-demonetization (Nov. 2016 to Aug. 2018) from the RBI website. Kolmogorov-Smirnov (K-S) and Shapiro-Wilk normality tests and equality of variance in selected modes of payment systems between the two periods have been conducted. Then t tests have been conducted for each form of digital transaction to test hypotheses of equality of variance.Keywords
Indian Banking Sector, Technological innovations, Challenges in Banking Sector, Digital Payments, Product and Services.References
- Aastha Gupta, M. G. (2013). Electroic Mode of Payment – A Study of Indian Banking System. International Journal of Enterprise Computing and Business Systems, 2 (2), 1-13.
- Abid, S. (2016). Electronic Payment System: An Evolution in Indian Banking System. IOSR Journal of Economics and Finance (IOSR-JEF) , 7 (2), 25-30.
- Anbalagan. (2017). New Technological Changes in Indian Banking Sector. International Journal of Scientific Research and Management (IJSRM) , 5 (9), 7015-7021.
- Badruddin, A. (2015). Financial Market Infrastructures: A Study on Payment and Settlement System in Indian Banking Sector. International Journal of Engineering Technology, Management and Applied Sciences, 3 (2), 180-191.
- Senthil and Vasan. (2018). A Study of Payment and Settlement in Indian Banking Sector. Research maGma (An International Multidisciplinary Journal) , 1 (11), 1-8.
- Shet, A. R. (2016). Technological Innovations in Indian Banking Sector. International Journal of Scientific Engineering and Research (IJSER) , 4 (5), 11-14.